Does Las Vegas Homeowners Insurance Cover Termite Damage?


termite damaged wood on a door frame in a home in las vegas nevada

When subterranean termites get into your Las Vegas home, they can do a lot of damage over time. It is the kind of damage that sneaks up on you when you least expect it, and the kind of damage that can put a serious dent in your savings account. You would think that an unexpected, life-changing problem like this one would be covered by your homeowners insurance policy. But, sadly, it is not. Termite damage is preventable and, as such, preventing termite damage is considered to be the responsibility of the homeowner. Here are a few things you should know:

Home Maintenance

There are many things you do to maintain your home. You keep the gutters cleaned out. You fix plumbing issues as they arise. You keep wood painted or stained. Maintenance is essential to the health of your home and the protection of your investment. When it is done appropriately, it safeguards your equity. While insurance companies consider termite control to be part of home maintenance, most homeowners are not equipped with the knowledge or termite control products to get the job done right. This is why many turn to licensed professionals for termite protection.

What You Can Do About Termites

While you can't completely protect your Las Vegas home from subterranean termites without an education in termite control, there are some things you can do to reduce your chances of an infestation and to prevent an ongoing infestation from causing catastrophic damage.

Reducing Termite Attractants

There are some things that will draw subterranean termites to your home. Removing these items or conditions can make your home less of a target:

  • Moist soil around the perimeter.

  • Stumps, logs or trees that have heart rot.

  • Piles of construction materials or firewood.

  • Wooden borders around landscaping.

  • Old decks, porches or fences.

  • Stacks of cardboard.

  • Points where the wood of your home touch the soil.

Routine Termite Inspections

If you see warning signs of termites, you can have an infestation dealt with before significant damage is done. But be aware that these warning signs are often subtle or don't appear at all.

  • Shelter tubes on foundation walls or on the interior walls of your home. Subterranean termites create tubes made of soil and moisture in order to scale your walls and get at the wood of your home. These tubes are usually quite thin and are usually found in dark, hard-to-reach areas.

  • The appearance of swarmers on the outside or inside of your home. If you notice small, black insects with long white wings crawling around on your property, those are termite swarmers. But termite swarmers are not usually a warning sign of an impending infestation. It is more likely that those swarmers came from a mature and active nest on your property or near your property.

  • Wood that appears to have dents or sounds hollow when tapped. Subterranean termites feed on the inside of wood and rarely expose themselves to the light. As they consume wood, it can make the wood begin to cave in on itself. But this doesn't always happen. Sometimes wood can look completely sound when it actually is not.

What Red Rock Pest Control Does About Termites

At Red Rock Pest Control, our termite control technicians are expertly-trained to locate signs of termite activity. We use trusted strategies and a lot of elbow grease to find even the most subtle signs. Our team also uses field-tested products and methods for controlling termites. There is no better way to safeguard your equity. For more information about how the termite control professionals at Red Rock Pest Control can protect your Las Vegas home from termite damage, reach out to us today. We're here to assist you with this vital protection.


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